Job Order Detail

Description

The Credit Specialist - Adjudication will be responsible for providing quality adjudication service to internal customers through use of risk analysis tools and methods, ensuring security for the members and Innovation Federal Credit Union. This position evaluates credit requests, analyzes financial information, and makes recommendations to obtain financing approvals.

What will you do?
- Assess and identify risk in credit requests and lending portfolios; analyze financial statements, credit reports, and other relevant data to make informed decisions.
- Adjudicate credit applications and complete loan reviews to ensure acceptable risk are underwritten.
- Communicate with various levels of management within the credit union to address risk findings and promote the safety and soundness of the credit union.
- Ensure organized credit flow and adjudication to provide maximum service levels to Consumer Advisors.
- Mentor and guide staff, providing feedback and encouragement in the development of lending skills.
- Identify areas of opportunity and efficiency in lending procedures and processes.
- Develop recommendations for changes to guidelines, procedures, and best practices.

Some things that would impress us:
- Bachelors degree in commerce, Business Administration, or related discipline.
- 3 - 5 years lending and credit experience or an equivalent combination of education and experience.
- Advanced lending knowledge with strong skills in small business, commercial and agricultural lending.
- Understanding of credit risk management principles, including portfolio risk, lending to higher risk industries and inherent risks embedded in lending products.
- Comprehensive knowledge of loan underwriting standards and lending guidelines.
- Strong interpersonal skills, including excellent oral and written communication abilities.