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Our Loans Officers are available to our members through in-person meetings, phone calls, and other forms of electronic communication. The ability to provide expert advice when its truly needed is crucial to meeting our members needs. We know our members, and to see their successes is extremely rewarding. The Loans Officer is responsible for oversight of their own lending portfolio, which will include agriculture, and commercial files. Each portfolio has a different level of complexity and presents the opportunity for new learnings each and every day! The role of Loans Officer can be challenging, yet rewarding, and the reward is worth the challenge!
You have a desire to learn and bring with you, an in-depth understanding of lending practices and procedures. The ideal candidate will have many years of service in the credit union system, and a minimum of six to ten years as a lender. You have an appetite for risk, and know when to take the risk, and when to shy away from it. You will be responsible to mitigate risk of default. When required you will initiate action to collect on delinquent loans, as necessary.
Building relationships is important. In fact, it is essential to our business. The other key element of the Loans Officer role is to foster new relationships and grow new business. You will regularly visit and maintain contact with your current and potential members. Cold calls, or visiting a business for the first time to take those first steps in fostering a relationship is not a worry for you. When the time is right, youll ask for the business!
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