Job Order Detail

Description

We are on the search to fill a permanent, full-time Underwriter I  III (Personal Lines) position. Reporting to the Supervisor, Underwriting, the successful candidate will be responsible for reviewing, evaluating, rating, and processing new business, renewals, and revisions that are routine in nature for varied lines of insurance.

As an Underwriter, YOU Will Be Responsible For
Reviews applications, renewals, and revisions to existing policies for insurance to determine the nature and degree of the risk. Researches and obtains additional information on risk if required.
Determines if risk is acceptable, is acceptable with restrictions, or should be declined based on analysis and evaluation of all information pertinent to the risk within the authority limit guidelines of this position. Risks to be declined must be referred to a more senior underwriter.
Determines action required to improve risk and recommends restrictions to coverages or revisions to deductibles or premiums based on analysis of the risk.
Determines appropriate rates, applies applicable discounts, and surcharges and calculates premiums.
Processes new applications, renewals, revisions, cancellations, and quotes.
Answers inquiries orally and/or in writing and acts as a technical resource to brokers, insureds, and other employees on policy exclusions, wordings, coverages, and premiums.
Develops correspondence to request information and to explain underwriting requirements and decisions.
Trains and provides guidance to clerical staff.
Performs quality control checks.
Tests the accuracy of information systems including updates to the system.
Performs other related duties as assigned.